Life is unpredictable. The right policy can clear your mortgage, replace lost income or settle an inheritance tax bill so loved ones stay financially secure if you die.
Premiums are usually modest when you take cover early, and the pay-out is free of UK income tax (and can be excluded from your estate if written in trust).
Life Insurance
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Access to a panel of leading insurers so you get the right policy at the best price.
Tailored recommendations whether you need mortgage protection, family income cover, or estate-planning solutions.
Guidance on writing policies into trust so payouts bypass inheritance tax and reach loved ones faster.
End-to-end support from designing cover and handling underwriting to activating your policy quickly and smoothly.
Passport or photocard driving licence (ID)
Proof of address (≤ 3 months)
GP details and NHS number
Existing policy schedules (if replacing or topping up cover)
Trust beneficiaries’ full names & dates of birth (if using a trust)
Bring these to your first meeting to avoid delays.
Here to HELP
Age & Health
Your age, medical history, and BMI at application.
Smoke Status
Whether you smoke or have quit within the last 12 months.
Lifestyle & Job
Any high-risk occupations or adventurous hobbies that affect risk.
Cover Type & Term
Level, decreasing, whole-of-life, or family income benefit.
Amount of Cover
How much protection you want and for how long.
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